ING Reviews
(Rated by 3 users)
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Are you looking for ways to save money when shopping at ING. Our ING coupon codes can help you do just that! Over 3 customers have already used our coupons to save an average of $53 with ING discount codes. There are currently 6 coupons available, so now is the perfect time to join in on the savings.
Payment Methods
- Apple Pay
- Google Pay
Payment Methods
- Verified Store VERIFIED
- Free shipping: Orders $50+
- In-store pickup: Ready in 2 hours
- 30-Day Returns
- Gap Good Rewards (4 brands)
Payment Methods
- Tops: $23 - $70
- Bottoms: $27 - $70
- Outerwear: $34 - $70
- Kids: $29 - $75
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Overall Rating
4.5
Base on 3 Reviews
Ratings by Feature
Ratings by Feature
- Price & Quality4.0
- Shipping & Delivery4.5
- Customer Service4.5
- Good Value5.0
Recent Customer Reviews (3)
Mark Honaker
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Anne-Lise Kristoffersen
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Tanya Creel
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Payment Methods
Accepted Payment Options:
Prices for items on Ingdirect.com.au vary widely depending on the type of clothing and promotions available. Typical price ranges include:
Apple Pay
Google Pay
Payment Process
- Payments can be made online during the checkout process.
- For ING credit card payments, options include online payments, mail, or phone calls, but in-store payments are not accepted.
Refund Information
Refunds for returns will be processed back to the original payment method used during the purchase.
ING Pros & Cons
Pros
1
Competitive Interest Rates: Offers higher interest rates compared to the Big 4 banks, with the Savings Maximiser account providing a base interest rate of 0.05% p.a. and a high bonus interest rate of 1.3% p.a. under certain conditions.
2
No Fees: ING Direct does not charge any bank account fees, making it a cost-effective option for banking.
3
Refund of ATM Fees: Refunds ATM fees on all ATMs in Australia almost instantaneously, making it convenient for users.
4
Modern Online Banking: Features a refreshed and modern online banking website with an intuitive interface, making it easy to manage finances.
5
Excellent Customer Service: Provides great telephone customer service with minimal wait times and helpful staff.
6
Cashback on Utility Bills: Offers a 1% cashback on eligible utility bills when paid using an ING credit or debit card linked to a transaction account.
7
International Transaction Fees: No international transaction fees when shopping online or overseas using the Orange Everyday card.
8
Security Features: Ensures client security with encryption, strict login security, and options for face ID, security codes, and two-factor authentication.
CONS
1
No Branches: ING Direct operates as a digital bank, meaning there are no physical branches for users to visit.
2
Sign-up Bonus Processing Time: The sign-up bonus can be slow to be processed.
3
Previous Cashback Offer Removal: The bank previously offered a 2% cashback on all PayPass transactions, but this offer has since been removed.
4
Limited Range of Services: ING Direct offers a more limited range of personal banking products, such as no accounts suitable for pensioners or children under 14 years.
5
Limited ATM Network: ING Direct does not offer a dedicated network of ATMs, but withdrawals at any Australia Post office are free.
ING Features and Benefits
Features
Monthly Account-Keeping Fee
Free.
International Transaction Fee Rebate
100% rebate on any ING International Transaction fees charged on transactions made in the month, if the eligibility criteria are met.
International ATM Withdrawal Fee
Rebate on the first 5 eligible ATM withdrawal fees made in a month.
ATM Withdrawal Fees
Free up to $350 AUD per month.
Competitive Interest Rates
Offers higher interest rates compared to the Big 4 banks on savings accounts, home loans, and other products, helping customers save money in the long run.
No Fees
No bank account fees or account-keeping fees, providing cost-effective fee-free banking with unlimited transactions.
Refund of ATM Fees
Refunds ATM fees on all ATMs in Australia almost instantaneously, making it convenient.
ATM Rebates
Free withdrawals from any ATM in Australia up to five times a month.
Modern Online Banking
Refreshed and modern online banking website with an intuitive interface, making it easy to manage finances.
Mobile Banking App
Allows customers to manage accounts, make payments, and transfer money on the go.
Excellent Customer Service
Great telephone customer service with minimal wait times and helpful staff.
24/7 Customer Support
Round-the-clock customer support via phone, ensuring assistance is always available.
Cashback on Utility Bills
1% cashback on eligible utility bills when paid using an ING credit or debit card, up to $100 per financial year.
No International Transaction Fees
No international transaction fees or foreign exchange fees when shopping online or overseas using the Orange Everyday card.
Savings Maximiser Account
Base interest rate of 0.05% p.a. and high bonus interest rate of 1.3% p.a. under certain conditions including monthly deposits and card purchases.
Security Features
Ensures client security with encryption, strict login security, face ID, security codes, and two-factor authentication, protecting customer information.
Regulation
Regulated by the Australian Prudential Regulation Authority, providing a secure banking environment.
Social Responsibility
ING Dream Starter programme supports various social organizations, contributing to the community.